Tallor pulls in every overdue invoice from your own finance inbox, reads the replies, and escalates only what a person needs to see.
Days sales outstanding
58 → 37
Agent activity
Invoices in
Reminders out
Your Google Workspace
finance@yourcompany.com
Read-only on every ledger. Tallor never creates an invoice, and no money moves through us.
Chasing an overdue invoice is a dozen small jobs: check what is owed, write the email, read the reply, decide if it is a real dispute, remember to follow up. Nobody has time for all of it, so cash ages in a spreadsheet.
On any aging report these are the same row, because age is the only thing it knows. One of them is approved and scheduled. The other never reached a person at all. Telling them apart is the difference between collecting the money and writing it off.
Aging report
| Invoice | Customer | Balance | Age |
|---|---|---|---|
| INV-2041 | Ashgrove Partners | $37,000 | 60+ days |
| INV-2088 | Halden & Co | $37,000 | 60+ days |
INV-2041
“Approved on our side. It is scheduled for Thursday's payment run.”
Wait. A third reminder here costs you the relationship and collects nothing.
INV-2088
Delivery failed. 550 5.1.1, recipient address rejected.
Call today. Every week this ages, the odds of collecting it fall.
How old a debt is tells you almost nothing about whether it will be paid.
What is stuck and why, whether payroll clears, and exactly how much the agent is allowed to do on its own.
Receivables
An aging report knows one thing, how old a debt is. This adds the second dimension: why it has not been paid. Silence is the most common reason and the one nobody catches, because an invoice that nobody followed up on never raises its hand.
| Why it is stuck | 1–30 | 31–60 | 61–90 | 90+ |
|---|---|---|---|---|
| Silent after remindersneeds a personEscalate to a person | $1,840 | $3,120 | $2,980 | $1,240 |
| In conversationWork the review queue | $3,300 | $1,150 | none | none |
| Promised a dateWait, then follow up if it slips | $2,900 | none | none | none |
| Says it is paidVerify against the provider | $1,120 | $940 | none | none |
| DisputedResolve it, chasing will not collect | none | $1,240 | none | none |
| Address bouncedneeds a personGet a working address | none | $680 | $740 | $1,180 |
Cash flow
Ninety days of projected cash, weighted by how your customers actually pay rather than by what the due dates claim, with your obligations sitting on top of it.
Solid where the curve is graded against invoices this workspace has actually settled. Dashed past day 30, where it is directional.
Excluded and counted: 2 invoices with no due date, and $1,240 disputed.
| Day | Projected balance |
|---|---|
| 0 | $41,300 |
| 7 | $43,900 |
| 14 | $20,100 |
| 21 | $24,600 |
| 28 | $29,900 |
| 30 | $31,100 |
| 35 | $22,800 |
| 40 | $15,600 |
| 44 | −$8,900 |
| 47 | −$11,200 |
| 52 | −$4,300 |
| 58 | $3,100 |
| 66 | $10,400 |
| 76 | $18,200 |
| 90 | $28,600 |
Connections and policy
Every draft meets three gates before it can send, and they run in code rather than as an instruction in a prompt.
Ashgrove Partners
INV-2104 · $980
Asked for a copy of the invoice, at 0.97 confidence.
Sent, with the invoice attached
Halcyon Media
INV-2039 · $12,400
Says the wire is already sent, at 0.96 confidence.
Held for you. Over the ceiling
The ceiling is a number you set. It is not a switch you can turn off to go faster.
Figures shown throughout are from a sample workspace.
A narrated walkthrough of the real product, recorded in a live workspace: the ledger it works from, what counts as a payment, reminders sent from your own mailbox, the gates every message clears, and the controls that stay yours. Turn the sound on, or read the captions.
The problem · The weekly chase, rebuilt every Monday
The three nudges before the due date are optional and off until you switch them on. Everything after it escalates in wording and never in threat.
finance@northwind.io
Hi Sarah, I think this one may have slipped past. The link below settles it in a click if that helps.
finance@northwind.io
Following up on $4,800, outstanding since 14 July. Happy to resend the PDF if it went astray.
finance@northwind.io
Could you let me know a date we can expect this to be paid? Glad to work around your payment run.
finance@northwind.io
This is the last automated message on this invoice. Someone from our team will follow up with you directly.
There is no legal-threat template, no late fees and no collections agency. Past the final notice the next useful action is a human one, so the engine stops and says so.
If you own the integration or the risk review, this is the whole system: nine components that turn an overdue invoice into collected cash. Scroll the path and each stage lights up as the agent hands off to the next. Not needed to buy, only to trust.
Stripe and QuickBooks connect with read-only scopes. Tallor pulls open invoices, balances and billing contacts on first sync, then keeps them current on every webhook, so the agent never chases an invoice that has already been paid.
Invoices, ageing buckets, prior promises-to-pay, payment history and the right contact are normalised into a single account view. Every downstream decision reads from this graph, which is why drafts reference the correct amount, date and PO.
Each overdue invoice gets a sequence on the published cadence: day 1, day 7, day 14, day 21. Timers are durable, so a deploy, restart or outage never drops a follow-up and never double-sends one.
The composer writes from retrieved facts: amount outstanding, days late, thread history and tone for that stage. No invented figures and no invented dates. Every claim in the email traces back to a ledger field.
Amount ceiling, confidence floor and intent policy are evaluated deterministically in code, not by the model. An invoice above your ceiling, a classification under 0.95, or a dispute intent stops the send and opens a review item instead.
Delivery uses your own Google Workspace identity, so replies land in the thread your customer already knows and your domain reputation stays yours. If the OAuth token is ever revoked, sending pauses and the status pill asks you to reconnect.
Inbound mail is read for intent, with a confidence score attached: promise to pay, wire claim, invoice request, dispute, out-of-office. Reconciled payments cancel the sequence instantly, ahead of any scheduled follow-up.
Most replies resolve without a person: the agent acknowledges, reschedules or closes the sequence. Disputes, wire claims and anything low-confidence route to the review queue with the draft, the gate results and the full decision log attached.
tap a node to jump to its stage
Autonomy is a setting, not a promise. You choose the amount ceiling, the escalation cap and which intents always require a person.
Stripe and QuickBooks connect with the narrowest scopes that still let us reconcile an invoice. Tallor can read your ledger; it can never move money in it.
Amount ceilings, tone limits and escalation caps are enforced in code, not in a prompt. Every gate has to pass before an email leaves your inbox.
If OAuth expires, a reply looks ambiguous or a gate fails, the sequence stops and tells you. The agent never guesses its way through an edge case.
Tallor emails your customers from your address. That is the point of it, and it is also the risk, so the limits are specific rather than reassuring noises.
It is probably not for you if
you already run a collections process with owners and escalation paths. Tallor exists to be the process you do not have. If you have one, you want something that plugs into it, and this is not that.
Late payment costs the average business around $40,000 a year. Seventeen per cent of small business owners have missed or nearly missed payroll over it, and twenty-nine per cent have delayed paying themselves. None of those is the number that decides anything. This one is.
Daily revenue is annual revenue over 365. Cut your DSO by a day and you release one day of it, once, and keep it. The annual figure applies your cost of capital to what comes back.
Released once, and kept
$65,753
That is money you already earned, so you never raise it, never dilute for it and never pay interest on it.
The real cost of late payments, 2025. Bluevine, The Reality of Owning a Small Business, 2026.
Start free on ten invoices. Paid plans turn on automated sending and scale with how much receivable you carry, never with how many people log in.
Annual is ten months’ money for twelve.
Picking a cadence here only changes the price shown. The trial takes no card, so you choose monthly or annual later in billing, and either way a plan's limits are identical.
10 invoices
chased at a time
You want to see what is stuck before you let anything send.
Start free150 invoices
chased at a time
You invoice a few times a week and nobody chases them.
Start 21-day trial750 invoices
chased at a time
You invoice daily and need to know whether payroll clears.
Start 21-day trialUnlimited
no cap on chasing
More than one entity, more than one mailbox, no ceiling.
Book a demoOn every plan, Free included
One that Tallor is currently chasing. Paid, void and paused invoices do not count against the number, and neither does anything you have told it to leave alone.
Nothing breaks and nothing is deleted. The oldest overdue invoices are prioritised, the rest wait, and the workspace says so rather than quietly stopping.
After 21 days you drop to Free. Your ledger, your history and the receivables view stay exactly where they are. Sending pauses until you pick a plan.
Yes, through the payment portal. Your workspace keeps running until the end of the period you have already paid for.
No. You pay for the software and nothing else. Charging a percentage of your own receivables is how a collections agency prices, and Tallor is not one.
No card to start. Twenty-one days on Starter and Growth, which is exactly one full sequence, from the first reminder to the final notice, and when it ends you drop to Free rather than losing anything. Scale is set up with us directly.
Prices in USD, excluding tax. VAT and sales tax are calculated at checkout by Dodo Payments, our merchant of record.
The six that come up before anyone lets software email their customers. Anything deeper is a better conversation than a paragraph.
Ask us liveYours. Reminders go out through your own Google Workspace as finance@yourcompany.com, so they land in the inbox rather than the promotions tab, replies come back to a thread your customer recognises, and a forward for internal approval looks like it came from a supplier, because it did.
Three checks run on every draft, in code rather than in a prompt. An invoice over $1,000 is never answered without you, neither is anything the classifier is less than 95% confident about, and neither is anything that looks like a dispute. Any one of them failing routes the draft to your review queue instead of sending it.
Before any reminder goes out Tallor checks whether the invoice is paid, void or at zero balance, whether a promised date has not yet arrived, whether a reply is sitting unanswered in your queue, whether the address has bounced, and whether the customer asked to stop. It also polls each ledger hourly and reconciles, so a dropped webhook cannot freeze the picture it is working from.
They stop hearing from you immediately, without waiting for you to approve it. Every other decision here waits for a human and this one deliberately does not. Getting it wrong leaves one invoice unchased, visibly paused and one click to undo. Getting it slow sends another reminder to somebody who asked to be left alone.
Yes, once, for about five minutes. Sending from your real domain needs a Workspace admin to authorise Tallor's service account, and the screen shows exactly which client ID and scopes to paste. It is not one click and we would rather say so than pretend otherwise.
No. Every workspace is isolated at the database level rather than by application code that could forget, and nothing about your customers reaches analytics: no name, no email address, no invoice number, no line of drafted copy.
Connect your ledger, review the first few drafts, then let Tallor take the routine chasing off your desk.
